Rehab Loan Calculator

sizes 70% ARV vs 75% ARV structures under Base LTV and LTC caps.

Option 1 — 70% ARV

ARV Leverage
Initial Loan Amount
Rehab Loan Amount
Total Loan Amount
Actual Base LTV
Actual LTC
Actual ARV LTV
Limiting Factor

— + — = —

Option 2 — 75% ARV

ARV Leverage
Initial Loan Amount
Rehab Loan Amount
Total Loan Amount
Actual Base LTV
Actual LTC
Actual ARV LTV
Limiting Factor

— + — = —

How the loan is capped

  • ARV cap always applies
  • Base LTV caps only the purchase advance
  • LTC caps the whole loan versus purchase + rehab
  • None removes that cap; it does not hide the actual ratio

Disclaimer

Illustrative sizing tool for internal sales use; final loan amount is subject to lender guidelines, appraisal, and underwriting. Not a commitment to lend.